Plastic Cash
I'm scared of credit cards. I'm scared because if I get one, I might start to over spend, then I'll never be able to pay my expenses off, ever. Scary, eh? And besides, it's fun to cary cash. Paper.
But my aunt told me I have to get a credit card if I'm going to the US for my undergrad degree. Thus another reason why I need to go to the US with them... so I can sign bank papers to convert her in trust for (me) account to and/or. Finally, i am venturing out of Planter's Bank. Hahaha Chase Manhattan, here I come.
It was so amusing because my aunt and I were talking over the phone about USC's loan plans. If worst comes and I don't get a scholarship, I'd still study in USC and get loans instead. And then apply for financial aid after one year of staying there.
Anyway, she was telling me there was a USC localized loan plan and a Citibank (in partnership with USC) loan option. She'd be able to easily loan from Citibank (she already called them) since she has an excellent credit history with Chase. She told me, "Magaapply nalang ako sa Citibank for you because I don't have an account there, New Yorker kasi ako eh kaya Chasa Manhattan." With funny, pseudo-posh accent. hahaha She worked for Chase and lived in Manhattan for a few years before she was 30. She was the only female among a pool of males who applied for the position here in the Philippines. She's cool. I bow down to her (since she funds part of my trips abroad hahaha not just because that, of course).
So there. I guess credit cards aren't scary when you're a responsible person. I have nothing to worry about anyway, since I hardly buy anything apart from food and other necessities. And I'm happy being the cheap dirtbag I am. But living in a totally different country, I'd have problems gauging whether a certain item is too expensive or cheap enough when I buy it.
(While out with Dixi last Thursday, I tied my plastic bags with glasswares from UP on my bag... they were hanging beside my stained bag. The plastic bag completed the dirtbag look. Dixi ordered me to put the plastic inside my bag instead since it was embarassing. HAHAHA)
But my aunt told me I have to get a credit card if I'm going to the US for my undergrad degree. Thus another reason why I need to go to the US with them... so I can sign bank papers to convert her in trust for (me) account to and/or. Finally, i am venturing out of Planter's Bank. Hahaha Chase Manhattan, here I come.
It was so amusing because my aunt and I were talking over the phone about USC's loan plans. If worst comes and I don't get a scholarship, I'd still study in USC and get loans instead. And then apply for financial aid after one year of staying there.
Anyway, she was telling me there was a USC localized loan plan and a Citibank (in partnership with USC) loan option. She'd be able to easily loan from Citibank (she already called them) since she has an excellent credit history with Chase. She told me, "Magaapply nalang ako sa Citibank for you because I don't have an account there, New Yorker kasi ako eh kaya Chasa Manhattan." With funny, pseudo-posh accent. hahaha She worked for Chase and lived in Manhattan for a few years before she was 30. She was the only female among a pool of males who applied for the position here in the Philippines. She's cool. I bow down to her (since she funds part of my trips abroad hahaha not just because that, of course).
So there. I guess credit cards aren't scary when you're a responsible person. I have nothing to worry about anyway, since I hardly buy anything apart from food and other necessities. And I'm happy being the cheap dirtbag I am. But living in a totally different country, I'd have problems gauging whether a certain item is too expensive or cheap enough when I buy it.
(While out with Dixi last Thursday, I tied my plastic bags with glasswares from UP on my bag... they were hanging beside my stained bag. The plastic bag completed the dirtbag look. Dixi ordered me to put the plastic inside my bag instead since it was embarassing. HAHAHA)
posted by Byeong | 12:44:00 AM
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